
Caroline Wilcock
Senior Lead Researcher at Monzo
Caroline is a Senior Lead Researcher at Monzo, where she transforms complex and ambiguous problem spaces into actionable frameworks that drive strategic decisions. She works in business banking to help teams understand and empower small businesses. With 13 years in tech across finance, green energy, and media, she helps organisations identify high-value opportunities that solve real-world problems. Based in the UK, she holds an MSc in Human-Computer Interaction and is an active mentor in the research community. Outside of work, Caroline loves literature, board games, exploring new places with her dog Artie, and is currently learning to paint.

